Technical Question About UL's

Hello,

Regarding a UL (yes, I have read my prospectus and done Google searches).

What is the difference between COI and mortality expense. I know COI is assessed on the amount at risk, and Mortality expense on the CV, but I still do not know the difference. They both sound like the same thing.

For the benefit of all readers, do not use acronyms without first explaining what they are. Please rewrite your question and provide more explanation.