Schedule I Question

[Dollar Bill]

I may be getting confused by the means test... but, for a current income calculation, am I using the last six months total and dividing it by six. My wifes has changed jobs a couple months ago making less. I am currently on disability. What do I do? Simply take what we have received in the last month?

[AngelinaCat]

My understanding that it is any and all income, regardless of the source, for the past six months. One month might look a little different than the others because of any number of variables, such as your wife changing jobs. You might have gotten a cost of living increase or something like that. Are you both filing?

[Dollar Bill]

thanks

[getouttadebt]

In Schedule I, you calculate your ACTUAL current income and not your average monthly income that you used for the Means Test calculation. Use your current and actual monthly gross income.

[Help!]

Yes, Schedule I reflects your income *now* and the Means Test reflects your income over the previous six months ending on the last day of the month before you file (very confusing since that six month average is called "current monthly income" on the Means Test when it's really income you earned in the past!). Is this past six month average on your means test (referred to as "CMI") above or below the median for your state? If it is above, a good lawyer would likely advise you to wait to file so you aren't penalized for that higher income you no longer have.