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2 weeks out of bankruptcy, already approved!

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    #1

    2 weeks out of bankruptcy, already approved!

    Well, my husband and I cleaned up our reports and applied for a few cards. We were told that we each needed 2 new lines of credit.

    My husband applied for Hooters (insert eye roll here..he was so excited to get a dang Hooters card! ) and Orchard Bank. He was approved for both and has a $750 limit for Orchard Bank. (not sure what it is for Hooters yet)

    I was approved for an Orchard Bank with $750 limit and a Capital One, not sure what the limit is yet.

    All in all, I'm happy because it looks like our limits will be low and that's all we wanted. Something small to start out with. This way we can't get into too much trouble with a $750 limit.

    Just wanted to share my experience!
    Filed Chapter 7: 3-22-08
    341 Meeting: 5-15-08 It went great!!!
    Last day for objections: 7-14-08
    Discharged and Closed: 7-21-08
    Tags: None
    #2
    Good deal. You're on the path to rebuilding.
    Bankruptcy History:
    Chapter 7 filed - 10/12/2005 - Asset
    Discharged - 02/16/2006
    Case Closed - 11/08/2007

    A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

    All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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      #3
      Got my Capital One in the mail today....$1K limit, 0% until Dec, then afterwards it's 8.65%. I've never had a rate that low in my entire life!!
      Filed Chapter 7: 3-22-08
      341 Meeting: 5-15-08 It went great!!!
      Last day for objections: 7-14-08
      Discharged and Closed: 7-21-08

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        #4
        Originally posted by Stilltheone View Post
        Got my Capital One in the mail today....$1K limit, 0% until Dec, then afterwards it's 8.65%. I've never had a rate that low in my entire life!!
        Another success story! Thanks for posting, even though cc aren't want I want right now, I do want the ability to have credit again someday and you give me hope!!! Thanks!
        Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

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