sunshine mary
08-03-2008, 05:54 AM
I went to annualcreditreports.com and checked 2 of the 3 (for some reason I couldn't get the last one to work and I ran out of ink in my printer ) The Experian and Transunion were almost accurate. I had right before discharge surrendered a van 6/30/08 and that still showed as an active account with a balance and paying as agreed in the status. I guess I check again later and see if that gets corrected?? And the first part of my BK file # is transposed. I don't know if that matters or not ?? I paid for the Transunion score and it was 626 which was better than I expected since it was in the high 400's when I took the BK education course. I am curious about the others too but I hate to spend that much $$. I am just glad most things seemed to be reporting accurately and I had a lot of good things on there that were not part of my BK which has to help some. I am not planning to apply for a CC for at least a year so my rebuilding will be done solely with my new car payment since we didn't reaffirm the first or second mortgage and I don't know/think they will report??
I just really wanted to share my experience so far and if you can offer any suggestions on how I can improve I would appreciate it :)
I just really wanted to share my experience so far and if you can offer any suggestions on how I can improve I would appreciate it :)
