Pennsylvania

In general, a debtor may claim exemption of certain personal property from attachment or execution or forced sale for the payment of debts. The Pennsylvania Consolidated Statutes contains no provision for homestead exemption.

Pennsylvania does not permit waiver of the exemptions from attachment or execution granted by statute by the debtor by express or implied contract before or after the commencement of the matter, the entry of judgment or otherwise. (42 Pa.C.S. § 8122.)

A judgment debtor generally is entitled to exemption from execution certain general monetary exemptions up to $300 in bank notes, money, securities, real property, judgments or other indebtedness due the judgment debtor. (42 Pa.C.S. § 8123.)
Particular enumerated items of personal property which may be exempt may include goods such as:

wearing apparel,
bibles and school books,
sewing machines belonging to seamstresses or used and owned by private families, but not including sewing machines kept for sale or hire, and
uniforms and accouterments;
qualified retirement funds and accounts,
pension or annuity,
insurance proceeds,
social security benefits, and
workers' compensation benefits. (42 Pa.C.S. § 8124.)

When it says no homestead exemption, does that mean if you file chapter 7 in Pa you will lose your home?Pa, you're new to the forum and may not realize that it's against our forum rules to pull up and post to an old thread like this one.

Pennsylvania exemptions have changed since 2004 - check the current ones out here - http://www.bankruptcyinformation.com/PA_exemp.htm

And no, it doesn't mean that if you file Ch 7 you will lose your home. Set up 3-4 free initial consultations with bankruptcy lawyers in your area to find out if you are qualified to file Ch 7 and how your house will be treated if you do.