Claims filed - What's that about?

[lillaimof2kids]

What exactly does that mean? I have 2 claims filed from 2 different banks. Will this hold up our discharge?

[AngelinaCat]

Hi Lili

How are these claims worded? When were they filed? When is the last date for Creditor Objections? Is that what you mean by the Aug. 12 Discharge?

[lillaimof2kids]

Aug 12 - Last day for Objections (I know I should change how it's worded, but I haven't LOL)

Here's what one says...
Case: Our Case Number
Title: Our Names
Office: 2
Claim No: 1
Filed: 06/13/2008
Entered: 06/16/2008
Amends No:
Amended by No:
Unsecured claimed: 0
Secured claimed: 0
Priority claimed: 0
Unknown claimed: $amount
Total claimed: $amount
Unsecured allowed: 0
Secured allowed: 0
Priority allowed: 0
Unknown allowed: 0
Total allowed: $0.00
Chapter: 7
Judge: Name here
Trustee: Name here
Filed by: Creditor
Entered by: 2la
Status:
Last date to file claims:
Last date to file (Govt):

[Help!]

I'm confused about your signature... do you mean August 12 was the last day for creditor objections but you have not yet been discharged? If you are an asset case, there will be a claims bar date set (the date by which creditors looking for a distribution can file a claim). Claims filed by creditors do not affect your discharge, but your case won't close until the assets have been liquidated and the claims paid.

[lillaimof2kids]

No, we have not been discharged yet...(I changed my signature). We are no asset case. So if our case won't close until everything has been liquidated it may never close. We had a piece of equipment repo'd in April, it's still sitting in the yard of the tow company.

[ThreadsSnapping]

Who made the claims? Was it creditors for secured assets? We had claims filed for our cars even though we are keeping them. It's just a formality for secured creditors.

As for the assets, it's only things that may have been turned over to the trustee that matter here. Since you are no asset, you should be discharged on time and then closing of your case is just an administrative issue of making sure all the paperwork is done on the trustee's end. A creditor can sit on the repo'd piece of equipment for years if it wants to and it doesn't affect your bk case. You should get your discharge soon.

TS

[HHM]

These are simply proofs of claim. No big deal, obviously your case is an asset case.

You should still receive your discharge shortly.