Trying to clean up credit...please help!

[BK2008]

I have an issue with Honda not reporting my balance on the loan as 0IIB.

I just called them, and they swear up and down they are reporting it correct, and it must ne the credit reporting agencies that have it wrong. I have disputed it with the CRA's 2 different times.

I want this fixed, what is the next step??? They are going to re-report it again, but I doub't it will fix.

Please help...is there anywhere I can complain/report the CRA's or creditor for this?

Thanks!

[magyar123]

If the CRA is Transunion - forget them reporting things the right way. Those bozos are still not reporting a car loan which I obtained just about a year ago even though the creditor swears up/down/sideways that they were reporting the account to them from day #1. Funny thing is that Experian and the other one are - EXCEPT for Transunion.

[BK2008]

This is all three of the agencies...ARRGH!

[PaKettle]

Look on the web for something like "forms for credit disputes". There is a forum that has pre-made forms for disputes such as this and it uses all the legalese to let them know that there are CONSEQUENCES for not reporting accurately. That is what you have to do: light a fire under them and threaten them with legal action.

Send all complaints like this via Certified Mail with Proof of Receipt so you can prove they got the letter and when. They then have 30 days to rectify it.