help please...

[aces]

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Hello, I am a new memeber and ungortunately, I am about to file bankruptcy, if anyone has the time or knowledge to anwer these questions I would appreciate it...

Online filing companies that advertise for 100-200 dollars?
Are there any reputable ones out there that you have actually used?

I have both state, federal, and property tax debt...

Federal....i was audited and assesed in 2003 for a debt I have for 2001...i owe appx 4000 to federal...can i file on this?

State...I owe taxes for each of the last 4 yrs or so...anyone knoe about state of indiana taxes

Propety taxes on a mobile home ....owe last two years...?

Student loans...what creates an undue hardship? I am currently only self employed and my student loan is in forebearance...i am raising a family of 6....any opinions...also, if i list it and unsuccessful...will they make me refile or wait 180 days if everything is not fully accepted as is...

items such as a music club taht hasn't actually named an amount i owe yet...can i estimate an amount and file on them...ie BMG

thanks to anyone who takes the time to answer

[HHM]

If the tax was assessed within 240 days of the date you file BK, then its non-dischareable.

If the Indiana tax is an income tax, the same rules apply as to federal taxes.

[aces]

ok..

thanks...that is very helpful.....does anyone know about using these online services to prepare the bankruptcy?

[Minnymouth]

Buy one of the "kits" for filing BK, then have a paralegal look over everything after you fill it out.
You can file yourself if you want too, me I prefer a lawyer (that knows what he's doing) to handle something as important as this.

Minny