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    Credit Reporting

    Ok, so I pulled my credit report for the first time since filing. I have a few questions.

    Not all my credit cards are showing included in BK, some say, CH 13 wager earners plan and they have not been closed. What's the difference?

    Also, my student loans are showing a 0 balance due, but are saying they are closed and paying as planned.

    Can anyone tell me why this is?
    Filed Chapter 13 05/23/08
    Converted to Chapter 7 Jan 2012
    Discharged April 2012

    #2
    Acknowledging you, and I wish I could help. I think the Student Loans probably say that as you are tied to them, so they may report zero for your benefit. The other I can’t. This would be one for the lawyer. Good wishes. ‘Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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