From BK to Credit Repair
Have not been around for awhile. Been trying to rebuild / repair credit since discharge. Our BK 13 was discharged Feb. of this year.
But have a couple of questions about fair reporting practices of credit granters & BK.
BK 13 filed Dec. 03
Experian CR ( Mar 2005 ) shows Cap One Discharged thru BK Chapter 13; $1506 past due as of Dec. 2003
They continued to show this balance every month through-out the repayment plan of BK.
Last month of BK plan they were sent $70.41 thru the BK court.
Pulled Experiain report August of this year.........Cap One is now showing $1505 as "written off" But they are also showing a balance of $1435 as of 08/2008.
So my question is this..........Is this a reaging of the acct. since they received a payment from the BK court? Is that allowed?
Shouldn't my balance be $00.00?
But have a couple of questions about fair reporting practices of credit granters & BK.
BK 13 filed Dec. 03
Experian CR ( Mar 2005 ) shows Cap One Discharged thru BK Chapter 13; $1506 past due as of Dec. 2003
They continued to show this balance every month through-out the repayment plan of BK.
Last month of BK plan they were sent $70.41 thru the BK court.
Pulled Experiain report August of this year.........Cap One is now showing $1505 as "written off" But they are also showing a balance of $1435 as of 08/2008.
So my question is this..........Is this a reaging of the acct. since they received a payment from the BK court? Is that allowed?
Shouldn't my balance be $00.00?