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What do do about cashing check?

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    What do do about cashing check?

    (oops, title is what "to" do about cashing check - cannot edit title!)

    Hi everyone,

    Someone gave DH and me a check from BOA that's written out to both of us. Because of that, BOA wouldn't let me cash it today because my DH wasn't with me (and I do not have a BOA account, and "no thanks, I do not want one.")

    So, problem is, I owe BOA and I have three bank accounts. Two are new ones opened after I realized the CCs were going to go deliquent and these are fresh/non-tainted accounts - haven't paid any creditors through them and I do not want BOA to find out about these accounts, if possible. The third account is a WAMU checking and I owe WAMU credit cards also!

    Even if I'm 2 months late on my WAMU, would they let me deposit the check and/or cash it (or will they snatch the funds?) or do I have to just FORCE my dh to go to BOA with me?

    #2
    Why don't you open a joint account at abank you don't owe any money to and deposit it into that account? Or just go to a BOA with hubby and cash it together.

    TS

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      #3
      I would not attempt to cash any check in a bank I had defaulted loans/overdrafts with. My two-cents, as I don't know the particulars of your situation.

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