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Has anyone had a CC take from your bank account?

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    Question Has anyone had a CC take from your bank account?

    I will be going past due here very soon and had all my CC's attached to my checking account for manual payment. I would always initiate the payment myself online. There was never an auto-pay. The bank is completely un-associated with any of the CC's. No credit cards through the bank.

    I would like to know if anyone had a CC take an unauthorized payment with the un-associated bank? I know it has happened with bank that people had a CC with.

    When I went online to these CC accounts, both Amex and BofA wouldn't allow me to remove my bank information without adding another one first. All the others allowed me to remove the bank account.

    Even if a CC did it, couldn't you just report it to your bank as an unauthorized transaction and get it reversed?

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