Can I exempt my home from judgment from unsecured creditor?

[desperateinNC]

If a credit sends a summons for judgment on an unsecured credit card debt, can I exempt my home from the judgment?

[JRScott]

If your married and only one of you owes the debt then they cannot put a lien against your home in the state of North Carolina. At least that is my understanding you should ask a lawyer.


For garnishments in NC you should read the page:

http://www.nclabor.com/wh/fact%20sheets/garnishments.htm