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    Credit reports

    I have read in several posts where individuals checked their credit reports. In some of the posts, it appears that the credit reports were being checked constantly.

    How are you checking them? I have seen several sites in which you pay them a certain amount of money for 1 - 3 reports. Is there a site that works well? How much does it cost? Do you just get one report and then you order again later?

    Thanks,
    Debbie.

    #2
    What u may want to do is get with a law firm that does credit repair...let me tell u its one of the best kept secrets after bankruptcy. You will be amazed at the amount of deletions u will get. 2 of my credit reports dont even have the bankruptcy any longer. they were deleted as unverifiable im not the only one either.

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      #3
      Originally posted by thereislife
      What u may want to do is get with a law firm that does credit repair...let me tell u its one of the best kept secrets after bankruptcy. You will be amazed at the amount of deletions u will get. 2 of my credit reports dont even have the bankruptcy any longer. they were deleted as unverifiable im not the only one either.
      Who did you use and what was the $$ damage? Is you don't mind me asking.

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        #4
        where to get credit reports

        I was told by a lawyer to obtain a "dun and bradstreet" listing of my creditors. The D+B site didn't seem to offer that. Anyone have any suggestions on where I can get a "official" list of my creditors. thanks
        moonie

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          #5
          annualcreditreports.com, you can get all three there for free once a year.

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            #6
            I tried to go to the website and it says it does not exsist

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              #7
              I'm sorry!

              Oops - there's no "s" just annualcreditreport.com

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                #8
                I check mine monthly with www.equifax.com - I pay to have one of their packages where I can run my credit report as often as I want. It's not only helped me determine questionable activity on my report but it has also greatly improved my FICO score. Worth the money, in my opinion.
                Chapter 7 filed: 5/12/13 (over median - no asset) | 341 Hearing: 6/12/13 (Bass & Associates appeared for Best Buy) | Report of No Distribution: 6/12/13 | Discharged 8/18/13 | Case Closed: 8/18/13

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