Don't qualify for 13.

[janine81]

We were going to file Ch 13 but we make too muc money-$1900/mo. We're being referred to another attny that specializes in more compicated cases, then maybe to to an attny that specilizes in debt reductions. What can I expect? Anyone with any experience or advice?

Thanks, Janine

[Tbornetun]

Make too much money for a 13??? More details please.

[NowImDownInIt]

Are you sure you don't mean chapter 7? I've never heard of an income limit with a 13..

[janine81]

We live in a poor county with a low income limit-44,000 per family of 4. I dont have any more details yet, we meet with the lawyer for an explaination next week.

[Tbornetun]

That is the income level for Chapter 7 or 13?? Have you already been in to see an attorney?? This is not making sense.

[biggomez777]

Agreed, that's not making any sense at all. 48k was the median income(2 adults, no kids) for Ch7 in our county...maybe they just mean you'll be at 100% payoff? That's the only thing I can think of.

[janine81]

Let me clarity a little. The attny told my husband that we make $1900 too much to file Ch 13 plus out expenses are too high. This makes no sense to me either altho I am new to this. Yes, we have been working with an attny since April. Hope this makes more sense.

[janine81]

That's $1900 too much monthly.

[HHM]

Well, that doesn't make any sense without context. You can't make too much to file a chapter 13. A chapter 13 is a payment plan to pay back your debt. The court WANTS you to have disposible income to fund a chapter 13 payment plan.