I had my 341 meeting today. Figured I would let you know how it went.
First, I am not at all happy with my lawyer. She did not call, was not reachable at all before the meeting. I hadn't talked with her in a month or more, and tried to reach her all morning. I eventually went on my own, showed up an hour and a half early. She ended up showing up 10 minutes before the meeting. She told me one or two things - basically handed me my copy of the papers, told me to have my liscense and SS card ready, and that was bout it. After words I asked how it went, she said "Oh, she's not interested in your case" and that is it. Final. Probably never talk to her again.
Anyway, it was not help in the courthouse, but in what amounted to a conference room in an office tower. There was a little waiting area outside, plus more inside. Most people waited in the outside room at first, unsure about going in until enough lawyers told people they could come in and watch. Chairs are lined up like a conference, and the partys sit up at a table in the fron of the room.
The Trustee in this case, I discovered, was a lawyer herself. She was not terribly threatening, even tried to make small talk to the people in otder to calm them down. he trsutee meeting was pretty much like my lawyer meeting. It's not a type of thing where she seemed to be trying to dig up dirt on people - it was more a case of making sure everything is filled out right and everything is abiding by the rules. The only people I saw who came to say anything were business bankruptcies - I did not see any other creditors there.
She asked some basic questions - have you ever owned real estate, have you ever received any trusts, do you have anything you cancollect on, does anybody owe you money. She did ask everyone when was the last time they used their credit cards. Again, it was less a case (at least with her) of her trying to weed out money as to make sure everything was filled out properly. There were a couple of Pro Se cases - she did not like those - told them their paperwork was filled out wrong and made them get a lawyer and continued the case. I hate to say this, but it is obvious they do not like the pro se filers.
Oh, the clothing issue - a few people showed up in jeans and tee shirts, several people in shorts. The only people in suits were the lawyers, and honestly I think if anyone else did show up they would be looked at pretty questionably by the trustee. Even some of the lawyers were not wearing suits or ties.
Other than that, I think it went OK. Now I am just waiting for this to get over with so I can get on with my life...
First, I am not at all happy with my lawyer. She did not call, was not reachable at all before the meeting. I hadn't talked with her in a month or more, and tried to reach her all morning. I eventually went on my own, showed up an hour and a half early. She ended up showing up 10 minutes before the meeting. She told me one or two things - basically handed me my copy of the papers, told me to have my liscense and SS card ready, and that was bout it. After words I asked how it went, she said "Oh, she's not interested in your case" and that is it. Final. Probably never talk to her again.
Anyway, it was not help in the courthouse, but in what amounted to a conference room in an office tower. There was a little waiting area outside, plus more inside. Most people waited in the outside room at first, unsure about going in until enough lawyers told people they could come in and watch. Chairs are lined up like a conference, and the partys sit up at a table in the fron of the room.
The Trustee in this case, I discovered, was a lawyer herself. She was not terribly threatening, even tried to make small talk to the people in otder to calm them down. he trsutee meeting was pretty much like my lawyer meeting. It's not a type of thing where she seemed to be trying to dig up dirt on people - it was more a case of making sure everything is filled out right and everything is abiding by the rules. The only people I saw who came to say anything were business bankruptcies - I did not see any other creditors there.
She asked some basic questions - have you ever owned real estate, have you ever received any trusts, do you have anything you cancollect on, does anybody owe you money. She did ask everyone when was the last time they used their credit cards. Again, it was less a case (at least with her) of her trying to weed out money as to make sure everything was filled out properly. There were a couple of Pro Se cases - she did not like those - told them their paperwork was filled out wrong and made them get a lawyer and continued the case. I hate to say this, but it is obvious they do not like the pro se filers.
Oh, the clothing issue - a few people showed up in jeans and tee shirts, several people in shorts. The only people in suits were the lawyers, and honestly I think if anyone else did show up they would be looked at pretty questionably by the trustee. Even some of the lawyers were not wearing suits or ties.
Other than that, I think it went OK. Now I am just waiting for this to get over with so I can get on with my life...
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