What is Experian Doing?

[RedLight]

[Flamingo]

If you were 90 days or more late prior to filing, that coding is correct and cannot be removed.

[TEW]

The pink talking bird is correct

[RedLight]

No...none of these accounts have EVER been past due and I have NEVER paid late. And, it is showing this for everything that is IIB.

Here is a fun one...this is my mortgage which I have not and am not reaffirming.

30 days late 0 times
60 days late 0 times
90+ days late 1 time (Sep 2008)

Recent payment history
ok ok ok ok ok ok ok ok ok ok ok ok CO
9..10..11..12..1..2..3..4..5..6..7..8..9
2007 ........... 2008
Legend:
Not Open
Unknown
Currently paid as agreed

Largest past balance - Not Reported
Terms - 360 Months
Account Type - Installment
Account holder - Joint Account
Scheduled payment amount - Not Reported

[Cali]

I would dispute it since you said you were never late or past due.

[RedLight]

The weird thing is that it says I was late 90+ days late in SEPTEMBER. That is not only wrong...but impossible.