Pinch me, we're DISCHARGED!!

[Martha13]

Am I dreaming? That almost seemed downright painless (ha--in hindsight, that is). We got rid of 2 expensive upside-down cars and financed 2 cheap ones just b4 our credit tanked, we re-affirmed on one, but not the other (no one contacted us from that credit union..) let the also expensive upside-down house go--we finally got the NOD the other day so that ball has started rolling, thank goodness, and we're renting a very nice place in the same community for much less. We refused to reaffirm on our furniture, and haven't heard a peep from American Furniture so far about taking it back. Good grief, after cleaning it over the weekend due to a PEE accident by my youngest, I thought, you can have it, wee wee and all...........

I'd like to say the stress is 100% gone, but can't quite say that as I'm still nervous overall about budgeting for the future, and I do get tinges of the *green-eyed monster* when I'm at my kids' school and hear the other moms talk about their new cars, timeshares, vacations, blah blah blah...but I looked at my husband last night and said HOLY COW, WE'RE DEBT FREE!!! (except for the cars, of course

It feels GOOD!! Thanks for all the great advice around here...what fabulous therapy this has been.

[jessegirl]

Congrats to you..... You are also to funny with the Pee Pee thing.. LOL

[b_girl]

Congrats! Enjoy the relief.

[Cali]

Many getting discharged this month, looks like it will be like last month.

Congrats to you!

[Martha13]

Ok...I am not kidding you, the phone just rang, and there was a phone message from American General (who financed the above-mentioned pee-pee furniture and another loan we had)....Do you think they want their stuff back????? I'm stunned..we haven't received any correspondence from them, other than the request to reaffirm, which we tossed. The folks on here who had loans w/them as well, did they ever CALL you???? We were just discharged 10/14...

[WoodSprite]

Many getting discharged this month, looks like it will be like last month.

Congrats to you!

Yes, indeed...13 so far this month, and 23 last month.

Congratulations, Martha!!

[AngelinaCatHub]

Right in back of you, Sprite......

Here we go: Our soon to be traditional Victory dance (Hamster Dance)

http://www.youtube.com/watch?v=_1_kgNp9oQg

[JRScott]

Congrats on the discharge Good Luck

I don't have experience with the furniture place. With the stay gone they can contact you now. They may offer a redemption amount much less than the furniture is worth. Or you can tell them to come get it. Then go to the bargain places and build up slowly

[paintinrosesred]

Congrats! I'm so jealous!

[PoorGrammyinBK7]

Great!

[WoodSprite]

Congrats! I'm so jealous!

Hang in there, Red...the hamsters will dance for you, too.

[ready2puke]

Yea for you !!! I'm jelous also...just changed my home phone and keeping that number private.

[AngelinaCat]

Ok...I am not kidding you, the phone just rang, and there was a phone message from American General (who financed the above-mentioned pee-pee furniture and another loan we had)....Do you think they want their stuff back????? I'm stunned..we haven't received any correspondence from them, other than the request to reaffirm, which we tossed. The folks on here who had loans w/them as well, did they ever CALL you???? We were just discharged 10/14...

American General has not called us to our knowledge--the phone is turned off. LOL. But this was the outfit that was starting to sue us before we filed. We had actually been to court a time or two, and a date for Mediation was set. This also is the outfit that tried to trick us into signing reaffirmation papers--all filled out, but for our signatures--to our Trustee for our 341! We tossed them.

Anyway, CONGRATUALTIONS!!! Here you go!

http://www.youtube.com/watch?v=_1_kgNp9oQg

[TEW]

wow congrats another fresh start

[liz417]

WhhoooooHoooo! Congrats!