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Surrendering house in Ch 13?

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    Surrendering house in Ch 13?

    If I want to surrender my house, how does this fit in with a Ch 13 payment plan? I am current on all my payments so far. I'm not sure if I qualify for Ch. 7, since I am above the median for my income, and the allowed expenses are so close that they might push me into Ch 13.

    CC - $12K
    House - $143K (surrendering)
    Car - $15K (reaffirming)


    T.

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