Started disputing items..

[InDebtInMD]

We got our discharge last week, so I started disputing some items on my Experian Credit Report. We can get as many of those as I want as we subscribe to the freecreditreport.com site.

Before I filed my score was 684. After the bankruptcy started to hit, and the accouts were starting to show as late, it dropped to the mid 500s.

Yesterday my score was 607. There were two accounts that were still showing as late and with a balance. I did an online dispute and today they now have the zero balance and say 'included in bankruptcy'. Today my Experian Score is 664.

Once the Experian reports are squared away I'll get to work on the other two.

[HHM]

Glad to hear it.

[InDebtInMD]

OK - still disputing items on my and my wife's Experian credit reports. I finally have all the balances reporting as zero, and the debts listed as 'included in bankruptcy'

On my report, our Mortgage holder has listed the mortgage as discharged.

On my wife's report, it is still listed as a debt and is showing current (which is true, never been late on that)

My Experian score as of today (13-Sep-05) is 664, my wifes is 651.

I'll wait until mid-October then order the reports from the other 2 agencies and start disputing items on those.