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    Mortgage Statement

    Ok,

    So I am into month 6 now of my repayment plan and I am still not getting my statement from my second mortgage. I am from my first. I am paying them both outside the plan. It would be nice to see that my payments are being applied.

    Does anyone know if they will ever start being mailed to me again?
    Filed Chapter 13 05/23/08
    Converted to Chapter 7 Jan 2012
    Discharged April 2012

    #2
    Here's what I did

    I saw you post sitting there all alone, and felt compelled to log in after a bit of an absence.

    I also have a second that I am paying outside the plan...it's a HELOC, with a variable rate. I was very nervous about getting this one right, and the servicer was being a bit sketchy about the amount due. Gave innacurate numbers several times, to my attorney as well. Thankfully, I was able to send about $25 extra for the first few months to CMA, had I not..well who knows what they would have done since they under-quoted the amount due.

    My attorney sent them a letter requesting monthly payment amounts for the next year, and they compromised by sending me "post-petition" statements each month. Obviously with the variable rate, the payment wouldn't always be the same, and with the rates going down over the last year and a half, it's worked to my advantage, I'm actually paying it down faster now.

    I would contact the company yourself first, and if that doesn't work, perhaps your attorney can send them a quick fax.

    Good Luck,

    Reached the halfway point 10-24-08 18 Down 18 Left

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      #3
      My lender refused to send post petition statements without a signed letter from my attorney requesting it, and faxed to them. You might have to call the lender and specifically speak to their bk department.
      May 2008: Filed Chapter 13
      Jan 2010: Plan Amended and Confirmed! finally plan funds = total funds due!
      Jul 2013: 5 years done! Trustee set to discharge! Woo hoooo!

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        #4
        when you say outside, does that mean it is not included in you BK.

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          #5
          Originally posted by 2strong View Post
          when you say outside, does that mean it is not included in you BK.
          Yes. 'Hub
          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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            #6
            I talked to them today and they had me fax over a written request to start statements again.

            I hope it works.
            Filed Chapter 13 05/23/08
            Converted to Chapter 7 Jan 2012
            Discharged April 2012

            Comment

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