My husbands name is the only one on the 1st mortgage. Both our names are on the second mortgage. On our vehicles it is only his name on the loans. We are wanting to surrender the house and the vehicles. I am just wondering if he filed by himself, if they would come after me for the second mortgage? Should my name have even been allowed on the second mortgage since it is not on the first? We have one credit card with both our names on it. Just wondering how it would work if we only filed in his name?
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If he files alone, any creditors where you are a joint on an account can come after you.Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.
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