Anyone had any dealings with either? I have an LOC with HFC and DH has one with Beneficial. We are 30 days late on each. Just wondering how quickly they take action...do they send to CA or just move straight to trying to garnish wages? Any input would be appreciated!
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I went a good six months late on a Beneficial loan before I filed, and they did not sue me. Same with the HSBC credit cards. They will call you with that autodialer about 15 times per day per account however.
I can not say how long they would go before suing.Filed 8/08 - Discharged 11/08! Not tracking FICO.
Pre-Bankruptcy Net Worth: -$72,000... Today's net worth: $142,000.
If your FICO score just went higher than your net worth, and you are happy about this, you might have a financial problem! -
ok that makes me feel better....i wasn't sure if since they have more local branches set up they'd be quicker to file for judgements. they call a handful of times at the house per day, and a couple times on my cell phone about every other day. I've not spoken to them yetComment
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