chapter 7 bankruptcy with 2 cars

[j girl]

I am in a chapter 7 bankruptcy to be discharged in feb 2009. I have 2 vehicles a 2003 with 170.000 mi on it that I drive and a 2007 kia that my daughter in college drives. I want to turn my car in and keep the kia but the first car dealer I went to said I could only get the loan if I turn both cars in. Is this going to be true everywhere I try to get a car loan?

[TEW]

I am in a chapter 7 bankruptcy to be discharged in feb 2009. I have 2 vehicles a 2003 with 170.000 mi on it that I drive and a 2007 kia that my daughter in college drives. I want to turn my car in and keep the kia but the first car dealer I went to said I could only get the loan if I turn both cars in. Is this going to be true everywhere I try to get a car loan?

You can not do anything until after discharge.
I am not sure why the dealer would say that.

[StartingOver08]

The dealer is saying that because he wants to pull a fast one on you. Is there anyway that you can sell the car that you want to trade in? (Sell it after your discharge)

It is better to not trade in a vehicle - that is where the car dealers make their money - by reducing the value of the trade to next to nothing.

Check out other dealers - look at the stickies right in this site on buying a car - there is some excellent information on how to buy after your discharge.

[j girl]

2 cars with chapt 7

thanks for the heads up on these car dealers but I wont be able to sell the car with all the miles it blue book is 5000.00 and i owe9000.00