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Cash only Christmas

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    #1

    Cash only Christmas

    This was my second year of purchasing christmas presents with cash only.

    My first year after the discharge doing it.

    What a wonderful feeling

    Life is much better living within my means and not above it.
    It did take some getting use to, but now; I am loving it
    *Filed Chp 7 BK 8/8/07
    *Last day to Objection 2/8/08
    *DISCHARGED 3/13/08
    Have been living on income only since 03/03/07 and lovin' it
    Tags: None
    #2
    Congratulations! It will feel especially good when next month rolls around and there are no bills to pay!
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009
    I am not an attorney. None of my advice is legal advice in any way..

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      #3
      Oh yes, what a feeling. We've been able to do this since 2005. It's awesome to buy for the kids and family and not have a mound of CC bills showing up in the new year.

      Good for you!
      Bankruptcy History:
      Chapter 7 filed - 10/12/2005 - Asset
      Discharged - 02/16/2006
      Case Closed - 11/08/2007

      A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

      All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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        #4
        Congratulations!!!! It is a wonderful feeling. This is our 5th Christmas paying cash only for gifts.
        Yo ho, Yo ho, a pirates life for me
        Discharged 9/1/04

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          #5
          Cash Christmas is the only way to go!!!!
          Filed 8/08 - Discharged 11/08! Not tracking FICO.
          Pre-Bankruptcy Net Worth: -$72,000... Today's net worth: $142,000.
          If your FICO score just went higher than your net worth, and you are happy about this, you might have a financial problem!

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            #6
            We made it through just fine on an all cash Christmas. LOL - not that I had a choice though since all my cards closed on me. Nonetheless, it felt awesome and I have no bills!
            Chapter 7 filed 10/21/2008
            341 - 11/26 went smooth NO ASSET
            Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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