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student loan, tax return, cd account

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    student loan, tax return, cd account

    First Helloe to you all


    So I am intending to file chapter 7
    this is from california

    if my gross income is 3200 a month
    1600 for rent
    owed 90k in cc's
    married filing jointly
    with 2 kids

    has a cd account ( 15k )
    1 car wants to keep owed 14k more,
    250 monthly payment

    now my question
    do i have to file the end of january 2009 for my taxes
    before filing bk?
    how about my student loan, if im in deferment and intend to go to school
    will i still be able to get my loan for school? or i wont be able to?

    I wanna keep my taxes this 2008 taxes
    and wanna be able to get a loan and continue my school
    even if i file bk
    and i am thinking of taking my cd account out... and close all my checking account
    i have 2 other checking acccount that has 2k on each.
    can they take my money, if i take the money.. will i have a problem with it.

    any help? suggestion? pls help me
    thank U so much
    this forum has been so helpful to me.

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