? on Automatic Stay & Student Loan Payments

[StaciMM]

I understand that during the automatic stay, no creditor can send bills, request payment, etc. This applies to student loans, even though they're not going to be discharged in the BK, right?

My question is: if I don't make a student loan payment while the automatic stay is in place, can the lender count me as past due after the stay is lifted? If not, I'd rather use that $$$ for tires. (Needed to replace them months ago but didn't have the $$$...)

[Minera]

Sallie Mae told me that directly, and then gave me a forebearance for a year "to get my finances in order" they said.