How many of us have a fixed mortgage?

[plantlvr]

I ask because it seems to be the majority of people that are going through foreclosure have an adjustable rate. I have a 30 yr fixed, but because of divorce, I'm going through foreclosure. And since my monthly income would cover the mortgage with little else to spare [ like utilities, food, etc]

[Trixie007]

We have two houses in foreclosure, one has a fixed rate, the other is variable, but has actually gone down twice (I think, maybe 3 times?) since it became variable in May '08. In our case the variable loans are actually significantly better than our fixed loans!

[Over our heads]

Both of our mortgages are fixed. One at 6% and the other *gasp* 14.5%..gotta love ditech. But, in our position, the outragegous payment actually helps us pass the means test. It is tight, but we can deal.

[wonkettegirl]

Plantlvr, I'm in the exact same boat. Fixed mtg, but after divorce I just can't afford it on my own. Can't sell; upside down now. So . . . bkruptcy and foreclosure!