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Q about discharge vs case closed

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    #1

    Q about discharge vs case closed

    I know I am super excited to be discharged from my debts, but I have a question. When are we able to start fresh, after discharge or after closing?

    Can someone explain to me the difference?

    Thank you in advance.
    Don't take my word for it, I'm just sayin'
    Tags: None
    #2
    Originally posted by AlreadyFiled View Post
    I know I am super excited to be discharged from my debts, but I have a question. When are we able to start fresh, after discharge or after closing?

    Can someone explain to me the difference?

    Thank you in advance.
    Take a look at this most excellent explanation of the difference between discharge and closing by one of our most excellent super moderators, HHM -
    Discharge vs. Closing in Chapter 7, Clarification - Bankruptcy Forum Chapter 7 13 341 Meeting Credit Collections
    http://www.bkforum.com/showthread.php?t=10879
    Frequently Asked Questions regarding Bankruptcy
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !
    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment

      #3
      Did we ever gift you your semi official victory dance? We shall if you have not been 'blessed'. LOL 'Hub
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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