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timeline question RE: proof of claims?

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    timeline question RE: proof of claims?

    here's a simplified timeline of my bk7:

    12/22 filed ch7 with DH, pro-se
    1/29 341 meeting
    2/10 sent trustee copy of our 2008 taxes
    2/13 trustee sends notice that $3k of our tax refund belongs to the estate
    2/17 cashiers check for $3k sent to trustee
    2/19 PACER shows update with "proof of claims notice" sent to creditors

    there is now a 5/20/09 deadline for "proof of claims." i vaguely understand this to mean that if our creditors want a chunk of our $3k tax refund, they have to fill out the form that was sent to them by 5/20/09. is this correct?

    what does this mean for our case and discharge/closing dates? will our case still be discharged at or around day 60? will closing be delayed until after the proof of claims deadline or is this entirely unrelated?

    any information would be most helpful. we're feeling confident that we're in the home stretch now and so far, it's been flawless. no problems, no complaints (well, handing over $3k was a little painful but it's NOTHING compared to our $50k in debt!) and hopefully, no trouble from now till the end.
    filed ch7 pro-se on 12/22/08, 341 meeting on 1/29/09, changed from no-asset to asset case on 2/18/09, DISCHARGED on 4/3/09.

    #2
    It will not effect discharge, but if the trustee is asking for POC, that means you have an asset case, and depending on how lazy the trustee is, you case could be open for months and months. But keep in mind, when the case closes is of NO consequence to you, all you need is discharge. Once you are discharged, as far as your concerned, you case is over and you can live your life how you want.

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      #3
      Originally posted by HHM View Post
      It will not effect discharge, but if the trustee is asking for POC, that means you have an asset case, and depending on how lazy the trustee is, you case could be open for months and months. But keep in mind, when the case closes is of NO consequence to you, all you need is discharge. Once you are discharged, as far as your concerned, you case is over and you can live your life how you want.
      thanks! i won't dwell on the closing date then. just glad to know our discharge date won't be pushed back.
      filed ch7 pro-se on 12/22/08, 341 meeting on 1/29/09, changed from no-asset to asset case on 2/18/09, DISCHARGED on 4/3/09.

      Comment

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