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LEgalconsumers Means Test Questions

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    LEgalconsumers Means Test Questions

    Legalconsumers means test didn't have a spot for the following expenses-- so does that mean they are not ALLOWED, or that I missed them?

    -We have a camper that we are exempting, it's a monthly payment for another year about of $80.

    - We have college savings set up for the kids- $240 a month.

    -Wheres the car insurance amounts go? Surely it's not in that "vehicle upkeep"? That would be crazy, as that vehicle upkeep capped amount BARELY covers real upkeep.


    Even without the above we're at -63. But with the above we're obviously much MORE negative -345 or something like that.
    Read the Blog: My Personal Experience With Bankruptcy

    #2
    Yeah, a camper would be a luxury item.

    I am not sure of how legal consumer categorizes its test but car insurance, I believe, falls under the IRS category of Vehicle Ownership.

    College savings is still savings, its a luxury.

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      #3
      Well that bites. But is kind of what I figured.
      Read the Blog: My Personal Experience With Bankruptcy

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