My mortgage was with Countrywide. Filed BK7 and discharged March 2008. Foreclosure completed in Sep. 2008. No owner redemption period in CO so the lender had possession immediately (though I had moved prior to that). Property was sold end of December. January 2009, Freddie Mac does a hard pull on my credit reports. I'm just wondering if they had permissable purpose to do so? I do not have any other mortgages, have not applied for any, etc. I cant understand why they would have reason to pull my credit (especially a hard inq) a month after they have sold and closed on the property that was foreclosed.
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