As I stated before I applied for and got the Aspire Visa card (see the particulars in previous post in this section). I have had the card since July. I read alot of bad press on this card after I got it. I got very scared at the time. After four months I can tell that I have had no problems with the Card or Company. Payments are processed promptly and reflected within 24 hours.
The problem is that a low Credit Limit will likely lower your score as will a balance close to the limit. Try to keep the balance at less than half. Make your payments on time and hopefully you will get an increased limit.
I made afew mistakes along the cleanup route and lowered my Experian score this month (inquiries for Home refinance). I'll keep you all posted, I really want to help fellow BK'ers avoid some pitfalls and retain their sanity.
The problem is that a low Credit Limit will likely lower your score as will a balance close to the limit. Try to keep the balance at less than half. Make your payments on time and hopefully you will get an increased limit.
I made afew mistakes along the cleanup route and lowered my Experian score this month (inquiries for Home refinance). I'll keep you all posted, I really want to help fellow BK'ers avoid some pitfalls and retain their sanity.