credit card payments

[dumbpig]

What
I was reviewing payments to cc in the last 90 days before filing and realized I paid 850 dollars to visa. Also my line of credit on my bank account and it auto debited 650 dollars in the last 90 days from my bank account Will this cause a problem? Do we need to ammend the bankruptcy petition.?

[StaciMM]

Those payments should be listed on your petition. The trustee will then require those creditors to give back the payments, so they can be spread evenly among all your creditors. (That is my understanding.)

[dumbpig]

The laywer didn't list them and I he really never asked me about large payments made to creditors. Like i paid off a car 120 days ago fro 6k and ran it back up again. he said not to worry. I am getting scared with the meeting coming up on the oct 6th. I will write him an email and ask him the questions again. Thanks for the help staci

[HHM]

Its border line, yes, the petition says you should list all payments to creditor that in aggregate equal $600 or more, but your's are borderline. Plus, the trustee is not going to invest the resources to start an adversary proceeding over anything under a $1000, so I wouldn't worry about it.

But go ahead and amend your petition to reflect the changes

Incidently, why didn't you do this before you signed off on the BK petition?

[dumbpig]

I was just reviewing my records and realized how much I had paid to my creditors after reviewing the bored and rereading my petition and realized that I made a mistake. My minimum payments were pretty high so I didn't even think about it as I had paid to much. I assumed the lawyer would ask me those questions but that is my mistake. I have emailed the lawyer and asked him what to do since the case is coming up on october 6th. Is it possible to ammend things that quickly?