I have been lurking till now and wish to thank this forum for shedding light on such valuable resources as Form7 software and the NOLO book, both of which I have recently acquired in my bid to file Chapter 7 pro se before the Oct 17 deadline. Not to mention all the other valuable information I have picked up.
So far so good. I am now starting Schedule C (Exemptions). In the NOLO book, an example is given for cash on hand and in bank accounts, whereby the Ohio based couple used both a personal property cash exemption and the wildcard exemption.
I live in Nevada and from what I have seen of the state exemptions, there is nothing under personal property covering cash on hand or cash in a checking account, nor is there a wildcard exemption. Now all I'm talking about is $300 from wages in a checking account (mine is a no asset case) - does this mean I will lose this money to the trustee if I leave it in the account on the day of filing? This would be unfair considering I have no car, but those that do get a $15,000 exemption. And my $300 is not exempt.
Am I overlooking something? (And yes I know I could take the money out before filing
)
So far so good. I am now starting Schedule C (Exemptions). In the NOLO book, an example is given for cash on hand and in bank accounts, whereby the Ohio based couple used both a personal property cash exemption and the wildcard exemption.
I live in Nevada and from what I have seen of the state exemptions, there is nothing under personal property covering cash on hand or cash in a checking account, nor is there a wildcard exemption. Now all I'm talking about is $300 from wages in a checking account (mine is a no asset case) - does this mean I will lose this money to the trustee if I leave it in the account on the day of filing? This would be unfair considering I have no car, but those that do get a $15,000 exemption. And my $300 is not exempt.
Am I overlooking something? (And yes I know I could take the money out before filing
)
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