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creditors still calling, even neighbors

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    creditors still calling, even neighbors

    We filed approx a week ago. The creditors are still calling and my neighbor came over tonight with a name and phone number of a collector that called him. What do i do and when does this stop?

    #2
    That's ridiculous, they are violating the automatic stay. Contact your attorney

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      #3
      You have filed right? In any case, it is a breach of privacy that they would call a stranger to them about you. It is tantamount to Slander per se'. You can sue them for this type of slander. 'Hub
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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        #4
        It can take two to three weeks for the bk notice to wind its way through complex company accounting divisions and down to collectors. Our lawyer sent a threatening letter to the only creditor who sent us a bill three weeks after filing. That's the last we heard from them

        When you are contacted after filing, give the creditor or collector your case number. That typically stops all efforts to collect.

        If you continue to get contacts AFTER you know they know your case number, that's when they are truly violating the stay and can be taken to court and sued *IF* you suffer damages as a result of the violation.
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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