341 meeting 4/6/09

[inpain66]

My lawyer just sent me a letter telling me to bring bank statements from the day I filed, photo id, and social security card. He never mentioned the bf I live with and never asked for proof of bf income. People here said the trustees would want that.


The letter did not say anything else. Anything else I should know or bring? I am a bag of nerves!!

Background:
35k unsecured debt and 42k student loans plus 16k car. I make less than 40k a yr and live with bf.

expenses:
he put down my car payment, is this allowed?

he put down 300 for food. I sometimes spend more than that since I am on a specialized diet

I pay my bf 950.00 a month. That is for half the morgt and half the bills and taxes and insurance. Will this be too high? I have been paying him this amount since 2005.

[lrprn]

My lawyer just sent me a letter telling me to bring bank statements from the day I filed, photo id, and social security card. He never mentioned the bf I live with and never asked for proof of bf income. People here said the trustees would want that.

Bring what your lawyer advised you to bring. The *only* consistent things that all trustees want to see at the 341 is a government-issued picture ID and a social security card. After that it depends on the individual trustee.

expenses: he put down my car payment, is this allowed?

If you are the car's owner and signed the loan, then yes.

he put down 300 for food. I sometimes spend more than that since I am on a specialized diet

If you are filing for Ch 7, it won't matter. The *average* of what you spend is what matters.

I pay my bf 950.00 a month. That is for half the morgt and half the bills and taxes and insurance. Will this be too high? I have been paying him this amount since 2005.

Doubtful if your trustee will care, but if he asks, say that you can prove the payments go back 5 years if he needs to see that.

Good luck - you'll be fine!

[inpain66]

Thanks. I am worried about any verifications needed from my closed accounts though!