DV letter from Florida Default Law Group

[beachymama]

I received a letter via the mail yesterday byt FLORIDA DEFAULT LAW GROUP PI, asking for the total due on my first mortgage with IndyMac (my old home I have been trying to sell since 2006). They say I have 30 days to notify them as to the validity of the debt.

I have not paid for this mortgage since my Dec 2007 payment. A HELOC has already been charged off on this same property. I have tried two short sales but I cannot get the collection agency HELOC to release.

Should I respond to this or just wait for the "real" foreclosure summons to be served before responding?

[AngelinaCatHub]

Admit to nothing. Do not contact them. If you are represented, get advice from your lawyer, of course. Wait for a summons, but by all means, do answer that, but attempt to make it ambiguious and prolong a suit. 'Hub

[StartingOver08]

Florida Default Law Group is one of the "big attorney's" handling a large percentage of the foreclosures all over Florida. They take forever to foreclose - are you still in your property?

[beachymama]

I am not in this property.

I live down the street from it and I take care of it. Never rented it. I have tried to get rid of it without any luck.

I will not respond to the letter then. My attorney wants $350 to respond to a foreclosure summons.

I will respond when one gets delivered by the process server.