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derogatory vs. bankruptcy

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    derogatory vs. bankruptcy

    I have filed a bankruptcy in dec of 01 (discharge mar 02) all of the accounts included in my ba show derogatory (?) I have started the dispute process today. if all are infact updated to "included in bankruptcy" will my credit score increase? TU-611, EX-564, EQ-539 as of today.if marked derogatory, does it mean the account is still open? and I'm just ignoring it?


    thanx for all the advise.

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