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    Discharged or not?

    Student Loans totalling $4k were included in my BK discharge list of debts in Feb 2007. Student loans are not normally discharged, that I know. After my discharge, my student loans on my credit report showed a zero balance and "paid as agreed". I received a letter from Federal Student Aid 18 mos later stating that I still owe. Sent my discharge papers in and they say I still owe. Been making payments agreed upon. However, I still question if I need to repay this. In my discharge file, even though listed in schedule of debts and I don't see anything saying that that is exempt, do I owe this or not? It is understood that even if listed, it still must be paid back anyway?

    #2
    Originally posted by rexdog View Post
    Student Loans totalling $4k were included in my BK discharge list of debts in Feb 2007. Student loans are not normally discharged, that I know. After my discharge, my student loans on my credit report showed a zero balance and "paid as agreed". I received a letter from Federal Student Aid 18 mos later stating that I still owe. Sent my discharge papers in and they say I still owe. Been making payments agreed upon. However, I still question if I need to repay this. In my discharge file, even though listed in schedule of debts and I don't see anything saying that that is exempt, do I owe this or not? It is understood that even if listed, it still must be paid back anyway?
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      Originally posted by rexdog View Post
      Student Loans totalling $4k were included in my BK discharge list of debts in Feb 2007. Student loans are not normally discharged, that I know. After my discharge, my student loans on my credit report showed a zero balance and "paid as agreed". I received a letter from Federal Student Aid 18 mos later stating that I still owe. Sent my discharge papers in and they say I still owe. Been making payments agreed upon. However, I still question if I need to repay this. In my discharge file, even though listed in schedule of debts and I don't see anything saying that that is exempt, do I owe this or not? It is understood that even if listed, it still must be paid back anyway?
      Unless you filed an 'adversary proceeding' specifically to discharge the student loans then they are not discharged.

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        #4


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