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    Account Number

    I am working on my BK using Form 7. I pulled a credit report but most of the account numbers are cut short. I am trying to find what I can but am not sure if the numbers are all correct. The collection notices do not always have them listed, usually a reference # for them. THey do not make it easy for you. Some of them did not list an address or telephone either.

    WHat is my best option here. Will a debt be thrown out if I have a wrong or incomplete account number?

    Also I an trying to list the debt purchaser followed by original creditor. Is that correct?

    #2
    It is my understanding that the creditor will search via your SSN number, but I could be wrong

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      #3
      The most important bits of info is the creditor name, and a mailing address for them. The balance and account # are not significant.

      If you have multiple info (such as original creditor & collection agency) it is best to list all the names/addresses that you have. If you don't have the collection agency info, though, that is fine. Even if you don't know all the detail, but you know you owed a debt to XYZ Company, call them and get an address.
      Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

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