endisnear
06-05-2009, 02:14 PM
Atty filed C7 for us 4/29. Nationpoint filed motion to have the stay lifted on 5/15, court date 6/23. I was hoping for them not to so we could buy some extra time as our district is taking 4-5 mos AFTER the 341 to discharge due to volume. I'm just worried that once the relief of stay is granted they'll pick up where they left off (we were about 6 weeks into the NOD), and we may not be discharged by the time we have to move and therefore may not be able to rent a place :(
The situation is what it is. It was a little unrealistic to expect that the mortgage company would not file the motion; filing the Motion to Lift is practically automatic if you go into a chapter 7 behind on your mortgage.
You can continue to live in the house even after the foreclosure sale date until someone goes to the trouble to evict you.
Absolutely
06-06-2009, 07:27 PM
If you're worried about not being able to pass the credit check for a rental, never fear---all my irl friends and I have been able to pass with flying colors for a rental before anything discharged.
endisnear
06-08-2009, 09:28 AM
If you're worried about not being able to pass the credit check for a rental, never fear---all my irl friends and I have been able to pass with flying colors for a rental before anything discharged.
WOW really?! I thought for sure they'd want to see the discharge papers. Did you have to put down an addt'l deposit?
moneytrouble
06-08-2009, 09:35 AM
I had to pay a month and a half in advance. One place only wanted 500, but it wasn't as nice. You will have no problem renting, they just charge you a little more up front. I made the mistake of telling them I was in bankruptcy. You may do better if you keep your mouth shut. :)
