Just got some paperwork from atty (Schedule D - Creditors Holding Secured Claims) showing a secured second on house but NDC is showing it as second but unsecured. Are they both correct and the second was stripped? Will get in touch with legal but just thought I would throw the ? out there for a possible explaination. How accurate is NDC on these things as it does not show it being paid and I definitely don't want this rearing up at the end of the BK.
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You are doing the right thing contacting your lawyer about this.Originally posted by BNKRPTinNC View PostJust got some paperwork from atty (Schedule D - Creditors Holding Secured Claims) showing a secured second on house but NDC is showing it as second but unsecured. Are they both correct and the second was stripped? Will get in touch with legal but just thought I would throw the ? out there for a possible explaination. How accurate is NDC on these things as it does not show it being paid and I definitely don't want this rearing up at the end of the BK.
Right after we filed our 13, our trustee's website showed us owing one of our creditors who filed a claim $22,000 instead of $2,200! I contacted our lawyer who contacted the trustee and got that corrected right away (it was a data entry error by the trustee's office staff). I'd rather encourage the trustee to keep our records reasonably accurate than find out later that there was a simple clerical error that screwed up our case because I didn't do anything about it.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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Update
NDC had the correct info. Atty informed me that the second was secured but stripped so became unsecured provided we complete the chapter 13.
I can't say enough about our atty as she got us a heck of a plan that actually allows us to live again. Particularly since I'm finding out she has done all the right things before I even knew about this forum. Anyone out there need a sharp atty and living in the Raleigh area of NC drop me a PM.Filed 11/10/08
Discharged 2/18/14
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