car paid off

[gerib38]

I was looking at my credit report yesterdsay and it says my balance on my car loan is 691.00 when i filed chap 13 (3yrs ago) im in a 5yr plan i owed around 5000.00 when i began , my question is when the car is paid off even though my 5 yrs wont be up will i get the title to my car or do i have to wait til the BK is over?

[hughthehand]

You usually get the title right away.

[gerib38]

thanks

Not that i know what id do with the title , but i was just curious , i can also switch to liabilty ins?

[lrprn]

Not that i know what id do with the title...

Unfortunately, some auto lenders will not release the title during your active 13 even after your trustee has paid the loan in full. If this does happen to you, you will get the title once your 13 is discharged. If the lender tries to hold onto it even after discharge, your lawyer can help you wrestle it from them.