Expenses question(s)

[busybees5]

I have a two-part question about my expenses.

(1) Expenses, including car payments, are about $50/mo less than income. Was is correct to list the car payments (about $800)?

(2) What if for some reason I am not able to reaffirm; or is that something I need to worry about?

[StaciMM]

If you're planning to keep the vehicles and you have no more than 1 per driver, you should be fine to claim them. And, since you said 'car payments' I'm assuming the $800 is for 2 vehicles and that isn't unreasonable. (IRS standards are $475 + $338 for the 2nd. Even though these don't apply to the before-OCt. 17th filing, it doesn't hurt to know how you compare. If you had $800 for 1 car payment, the trustee might argue that you don't need suh an expensive car.)

To your other question-if you are able to keep those vehicle payments current, you shouldn't have anything to worry about.