Bankruptcy Forum

Can a garnishment be stopped...

ahaff_92
10-25-2005, 03:56 PM
if you come up with the money before they start taking it out of your wages?

SleeplessInMI
10-25-2005, 04:00 PM
if you come up with the money before they start taking it out of your wages? Yes of course, they aren't going to keep taking money after you pay them. That would be stealing :D

Just make sure you document any payments. Copy the check or MO, get a receipt if possible. Just don't pay cash!

ahaff_92
10-25-2005, 04:05 PM
I just meant was there a chance to stop it by paying before they start taking it out!!

Thanks for the quick response!

Lightning
10-25-2005, 04:24 PM
Possibly, but if you have the money to pay in full, why would the creditor have been issued a judgment? Why didn't you pay it off before that?

ahaff_92
10-25-2005, 04:39 PM
I didn't have it then and I don't have it now.
I'm trying to come up with it though.
My banker is on vacation and I was turned down by the yahoo that I spoke with a few days ago. He said my debt/income ratio was too high. Actually what he said is that my mortgage payment needs to be no more than 28% of my monthyly income and if they refinance it will be at 31%. I'm not sure if I'll try to talk to my own banker when he's back to work or not. I have a court date on the 3rd of November and then another on the 10th. No judgement yet...but I know it's coming.
Why didn't I just talk to the creditors before it came to this? Because I got so sick and tired of being made to feel like a piece of crap because I was struggling financially...I just quit answering the phone.

HRx
10-25-2005, 07:54 PM
Make the miniumun required monthly payments.......or get a Stay in affect.....