Bankruptcy Forum

Lawyers Letter re: overdue library books!

howdidithappen
08-06-2009, 09:20 AM
Just got a letter from a lawyer regarding overdue library books (don't know what the heck they're talking about - haven't been in the town's library for YEARS nor have any of my kids!). States I have 30 days to pay fines of $155! Should I call the library first? The library never notified me.

BKOnce
08-06-2009, 09:31 AM
1) They use the OLD address you filled out orginally on the card's APPLICATION, and you moved out later without notifying them address changes? :cool: (now multiply the late fees by many months yet??)

2) You used SOMEONE else's card or someone else BORROWED your card to get a book that you didn't know of? (bro/sis, daughter/son, hubby/wife, etc?) :cool:

3) Card get lost or stolen... :cool:

Possibilities are ...endless.. :D

howdidithappen
08-06-2009, 09:38 AM
Who would you contact first - the library or the lawyer - doesn't the town have a better way to spend it money - a lawyer's letter for a $155 fine....

BKOnce
08-06-2009, 09:41 AM
1) If you contact lawyer first, they'll say "Pay this $$xxx.xx;

2) If you contact library, they say "Contact/Pay their lawyer at ...";

So, my answer is go back to #1 above. :cool:

Regarding question about lawyer's fees, the county/town has frequent contracts with their lawyers to do thousands upon thousands of letters/collections like that (every year) or sell these debts to these collection lawyers already.. that why they DON'T care collection of small or tiny amounts...

splinter
08-06-2009, 01:36 PM
DV the attorney and see what you get back. It can't hurt... If the debt really isn't yours, then you can fight it.

howdidithappen
08-07-2009, 04:46 AM
What is DV?