Supposedly I owe a telephone company $120+ on an old phone service that was closed years ago. It went through several CA's and finally wound up with some out-of-state outfit (ERS.) I never bothered with a DV request. They called a while back and we discussed a possible settlement. I told them I'd get back to them. At the time, CHITI wasn't suing me. ERS is now calling a couple of times per week. I called the guy today and told him that due to a legal suit for many thousands of dollars, I would not be paying anything. I even said that at this time you might want to haul your butt down here to my county and get a small claim filed. Perhaps we can work something out in a mediation hearing. The guy had a good sense of humor and stated they probably wouldn't come down. He said I might continue to get phone calls. I guess I'll spend five bucks and send the C&D.
The account is showing up on my credit report. They have pulled the report (soft pull a few times.) Hopefully, they can see $120 is the very least of my concern.
The guy certainly understood the difference between attempted collections for $10K+ and $120.
The account is showing up on my credit report. They have pulled the report (soft pull a few times.) Hopefully, they can see $120 is the very least of my concern.
The guy certainly understood the difference between attempted collections for $10K+ and $120.
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