Hi there,
We had our 341 hearing and we pretty much got screwed because at that moment in time when we filed, we could not keep our house. So the trustee came back with a plan that benefits them and not us and we have to resubmit it.
The wife got a raise at work and we can keep the house.
The question is, since the trustee asked us to resubmit our plan. Can we make the change now and include the house in the plan and not surrender it adding the arrears? We are in Oregon.
Also, our lawyer turned out to be a dud. Will changing lawyers in the middle of the BK push anything back? Our confirmation hearing is on Nov. 5th and we would like for it to stay that way.
The plan we came up with now still takes care of all the priorities and some non-priorities.
We had our 341 hearing and we pretty much got screwed because at that moment in time when we filed, we could not keep our house. So the trustee came back with a plan that benefits them and not us and we have to resubmit it.
The wife got a raise at work and we can keep the house.
The question is, since the trustee asked us to resubmit our plan. Can we make the change now and include the house in the plan and not surrender it adding the arrears? We are in Oregon.
Also, our lawyer turned out to be a dud. Will changing lawyers in the middle of the BK push anything back? Our confirmation hearing is on Nov. 5th and we would like for it to stay that way.
The plan we came up with now still takes care of all the priorities and some non-priorities.
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