If I file Chapter 7 in January 2010, do I need to have my 2009 tax return completed?
What will be the basis of determining my income? I'm self employed and my income varies by the month. Some months are a lot and some are almost zero. Will they base my income on a couple of the most recent months?
What are legitimate ways to spend excess money? Can I pay rent or mortgage in advance? Insurance payments? Light bills? How much can I pay in advance?
They would be able to take my accounts receivables, as I understand it. But what if I time the filing for a time when I don't have any or very little? Will it raise any eyebrows if I have zero or just a little in the way of receivables? I usually do very little billable work in December or January, and legitimately could be at a point where I would not have anything to receive.
What will be the basis of determining my income? I'm self employed and my income varies by the month. Some months are a lot and some are almost zero. Will they base my income on a couple of the most recent months?
What are legitimate ways to spend excess money? Can I pay rent or mortgage in advance? Insurance payments? Light bills? How much can I pay in advance?
They would be able to take my accounts receivables, as I understand it. But what if I time the filing for a time when I don't have any or very little? Will it raise any eyebrows if I have zero or just a little in the way of receivables? I usually do very little billable work in December or January, and legitimately could be at a point where I would not have anything to receive.